Retirement Happiness - Helping you achieve Retirement Happiness

The primary reasons for the popularity of pension risk transfers in 2019 remain unchanged from earlier years, with a focus on the four financial management goals listed below. "Derisk" the corporate balance…

Leaders in the pension and retirement industry are starting to offer "pooled employer plans" (PEP) to small and medium-sized businesses that want to offer pension benefits to employees. The PEP is a new type of multiple employer plan (MEP),…

A nursing home (also known as a skilled nursing facility) is for older retirees who can no longer cope with the tasks of daily living. It is staffed by trained nurses and carers who are experienced in looking after the…

Life is so short. Days can seem so long at times. January seems very long to me. But now it is almost over. When I was in my teens and twenties, I thought I would never get old. I just disqualified the notion. Most young people do. But I…

Borrowing Money from Retirement Funds One-third of active pension plan participants have borrowed money from their retirement plans have resulted from COVID, according to a 2020 report by Edelman Financial Engines. Up to 60 per cent of…

Once upon a time, the American Dream was pretty simple to quantify. A person would get a high school or college education, get a job with a big company or an agency of their state or federal government, and work there for 30 or 40 years.…

This article reviews some of the leading provisions of the CARES Act as it relates to pension and retirement plans. Plan Participant Early Withdrawals from Retirement Accounts Generally, the Internal Revenue Code (IRC) imposes a 10%…

Retirement Housing Some hotels don't have staff present all evening. Cities are far more costly than small towns. There might be one or two bad operators from time to time, but rather than using existing ordinances and current rules to…

How can you live your best life and be happier in 2018? Here are ten surefire ways to help you hit the restart button for a better life. Change Careers Studies show that up to 80 per cent of baby boomers plan to do some paid work until age…

Economic disruption in the first two quarters of 2020, combined with future business uncertainty about the COVID-19 pandemic, prompts Employee Retirement Income Security Act (ERISA) retirement plan sponsors to review their pension plan…